Comprehensive Retirement Planning Process

Modern Retirement TheoryTM  is a comprehensive retirement planning process created to offer customized solutions for each individual retiree.  The goal of this proprietary process is a retirement plan that is secure, stable, and sustainable for the retiree’s lifetime.

Learn MoreContact Us

Prioritized Goal Segmentation

Retirement is an absolute goal, not a relative one. Leveraging prioritized goal segmentation during retirement funding can offset retirement risk.

Read More

S-3 Model

Modern Retirement Theory's S-3 Model for retirement funding was created to simultaneously provide investors with security, stability and sustainability.

Read More

MRT appears in Forbes article: “39 Modern Retirement Income Planning Techniques”

Read Now: 39 Modern Retirement Income Planning Techniques  Source:

Continue Reading →

MRT appears in Forbes article: “What Is A Safety-First Retirement Plan?”

Read Now: What Is A Safety-First Retirement Plan?   Source:

Continue Reading →

MPT or MRT? Contrasting retirement income models

Originally post: BY ED MCCARTHY, CFP, RICP The “safety-first” approach continues to draw attention as a retirement-income planning model and as an alternative to modern portfolio theory (MPT). Modern retirement theory (MRT) is an example of safety-first strategy. The concept was first described in a December 2010 Journal of Financial Planning article by Jason K. Branning, CFP […]

Continue Reading →