Archive | Retirement Decision Making
08
Dec

3-S Income for Retirement

The MRT team’s article titled “Crafting Retirement Income that is Stable, Secure, and Sustainable” is now available in the December issue of the Journal of Financial Planning. MRT defines retirement income planning through the 3-S Income model (stable, secure, sustainable). (more…)

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16
Feb

The Retirement Income Showdown between Safety First and Probability Planning

In Dr. Wade Pfau’s February 2017 article in the Journal of Financial Planning titled “Retirement Income Showdown: Risk Pooling vs. Risk Premium,” he references Modern Retirement Theory as the example of the safety-first philosophy of retirement income planning.  This research concluded that the safety-first approach to retirement income planning supports spending goals and preserves assets for contingencies […]

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05
May

MRT appears in Forbes article: “39 Modern Retirement Income Planning Techniques”

Read Now: 39 Modern Retirement Income Planning Techniques  Source: http://www.forbes.com/sites/wadepfau/2016/04/28/modern-retirement-income-planning-techniques/#693903c451e3

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28
Apr

MRT appears in Forbes article: “What Is A Safety-First Retirement Plan?”

Read Now: What Is A Safety-First Retirement Plan?   Source: http://www.forbes.com/sites/wadepfau/2016/04/26/what-is-a-safety-first-retirement-plan/#1af59a256d09

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09
Oct

MPT or MRT? Contrasting retirement income models

Originally post: http://www.lifehealthpro.com/2015/03/09/mpt-or-mrt-contrasting-retirement-income-models BY ED MCCARTHY, CFP, RICP The “safety-first” approach continues to draw attention as a retirement-income planning model and as an alternative to modern portfolio theory (MPT). Modern retirement theory (MRT) is an example of safety-first strategy. The concept was first described in a December 2010 Journal of Financial Planning article by Jason K. Branning, CFP […]

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02
Dec

The Yin and Yang of retirement income philosophies

A new paper released by Challenger in Australia, The Yin and Yang of retirement income philosophies, was written by Dr. Wade Pfau and Jeremy Cooper. Modern Retirement Theory principles are summarized nicely in this piece. Challenger – The Yin and Yang Source: http://www.republicast.com/publications/6a490775ca994e50a54ca9ac68b550c3/#p=1&c=0&v=1

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22
Apr

2 Schools of Thought on Retirement Income

2 Schools of Thought on Retirement Income  Source: http://www.onefpa.org/journal/Pages/APR14-2-Schools-of-Thought-on-Retirement-Income.aspx Originally Posted April 2014   by Wade D. Pfau, Ph.D., CFA Wade D. Pfau, Ph.D., CFA, is a professor of retirement income at The American College and the 2011 recipient of the Journal’s Montgomery-Warschauer Award. He hosts the Retirement Researcher blog at wpfau.blogspot.com. (wade.pfau@theamericancollege.edu)   Dueling paradigms and contrary views […]

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15
Apr

How much do you need to retire happy?

How much do you need to retire happy? By Offain Gunasekara • Bankrate.com Originally posted: Posted: Sept. 5, 2012 at http://www.bankrate.com/finance/retirement/need-retire-happy.aspx What is your number? That question is often directed at people dreaming about how much savings they will need to achieve retirement bliss. But M. Ray Grubbs, professor of management at Millsaps College in Jackson, Miss., says […]

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13
May

MRT 101: 2 Unknowables

MRT is not exclusively an income solution; it is a comprehensive retirement planning framework and process. Therefore, retirement income is a derivative of the MRT planning framework. Presuppositions propel and shape outcomes. The MRT paradigm was developed to address the beginning point of most retirement plan models that are sanitized, unrealistic and unhelpful. MRT believes […]

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20
Feb

FPA Oregon hears Dr. Wade Pfau’s Presentation on Two Schools of Retirement Income

On February 14, 2013, Dr. Wade Pfau presented to the FPA Oregon & SW Washington: Two Schools of Retirement Income. The presentation compares a “Probability-based” approach to retirement planning to a “Safety-First” approach. Dr. Pfau highlights Modern Retirement Theory as a significant contributor to the “Safety First” perspective.

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