Category: Bond Ladders

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Bond Ladders Individual Retirement Planning Investing Liability-driven Investing Portfolio Theory Retirement Decision Making Retirement Income

Cracking Modern Portfolio Theory’s Enigma Code with Dedicated Portfolios for Individual Retirees

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Annuities Base Bond Ladders Conditions within Longevity Individual Retirement Planning Liability-driven Investing Longevity Pensions Portfolio Theory Retirement Decision Making Retirement Income Social Security

3-S Income for Retirement

The MRT team’s article titled “Crafting Retirement Income that is Stable, Secure, and Sustainable” is now available in the December issue of the Journal of Financial Planning. MRT defines retirement income planning through the 3-S Income model (stable, secure, sustainable).

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Annuities Bond Ladders Individual Retirement Planning Liability-driven Investing Longevity Portfolio Theory Retirement Decision Making Retirement Income

The Retirement Income Showdown between Safety First and Probability Planning

In Dr. Wade Pfau’s February 2017 article in the Journal of Financial Planning titled “Retirement Income Showdown: Risk Pooling vs. Risk Premium,” he references Modern Retirement Theory as the example of the safety-first philosophy of retirement income planning.  This research concluded that the safety-first approach to retirement income planning supports spending goals and preserves assets for contingencies and legacy.

Modern Retirement Theory is the most comprehensive and useful safety-first retirement planning framework placing the client’s unique Retirement Sheet at the center of planning rather than products.

Source: https://www.onefpa.org/journal/Pages/FEB17-Retirement-Income-Showdown-Risk-Pooling-Versus-Risk-Premium.aspx