Published Papers

Download and read MRT papers.

Modern Retirement Theory: Reaching Client Goals in Every Market” printed in the December 2009 Journal of Financial Planning.

Using a Hierarchy of Funds to Reach Client Goals” printed in the December 2010 Journal of Financial Planning.

Crafting Retirement Income That Is Stable, Secure, and Sustainable” printed in the December 2017 Journal of Financial Planning.

Contingency Fund: Individual Retiree Risk Management” printed in the December 2022 Journal of Financial Planning

Reprinted with permission by the Financial Planning Association, Journal of Financial Planning. For additional information on the Financial Planning Association, please visit or call 1.800.322.4237.