Tag: Jason K. Branning

Categories
Individual Retirement Planning Investing Liability-driven Investing Portfolio Theory Retirement Decision Making Retirement Income

“The Markowitz Conundrum Part II” by MRT Team in Advisor Perspectives

By contrasting features of Markowitz 1952 with Markowitz 1991, we offer an evaluation matrix as a tool that challenges the suitability of the advisory industry’s application of MPT investing for an individual’s portfolio.

READ MORE IN ADVISOR PERSPECTIVES

https://www.advisorperspectives.com/articles/2020/04/27/the-markowitz-conundrum-part-ii

Categories
Individual Retirement Planning Investing Liability-driven Investing Portfolio Theory Retirement Decision Making Retirement Income

“The Markowitz Conundrum” by MRT Team in Advisor Perspectives

Harry Markowitz published two papers, one in 1952 and the other in 1991. The latter sought to correct misunderstandings that arose from the former. Together they provide a valuable, yet incomplete, architecture for guiding individual investment decisions.

READ MORE IN ADVISOR PERSPECTIVES

https://www.advisorperspectives.com/articles/2019/05/28/the-markowitz-conundrum

Categories
Base Contingency Discretionary Legacy Retirement Decision Making Retirement Income

“Why Advisors Should Distinguish Base and Discretionary Expenses” by MRT Team in Advisor Perspectives

READ MORE IN ADVISOR PERSPECTIVES:

www.advisorperspectives.com/articles/2019/01/14/why-advisors-should-distinguish-base-and-discretionary-expenses

“The difference between base (mandatory or essential) and discretionary (voluntary or non- essential) expenses in retirement is fundamental and consequential. Properly making this distinction may be the most important decision in order to use assets efficiently and effectively in retirement income planning. Some advisors fail to highlight the difference between expense categories and claim that clients do not see food, shelter or insurance differently than country club dues or vacation cruises. Hence the expense categories are combined and called lifestyle expenses.
This is a distortion of affluence.”


The MRT team’s article on Base Fund were recently published by Advisor Perspectives.